(TCO C) Alan and Barbara are in the process of purchasing their first home. However, they cannot decide whether a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage is best for them. They have decided to finance $200,000 and can get the 15-year mortgage at 4.5% and the 30-year mortgage at 5%. (35 points total) First, calculate the monthly payment of each loan. (15 points) Next, discuss the pros and cons of a 15-year mortgage versus a 30-year mortgage. (15 points)