Terry was ill for three months and missed work during this period. During his illness, Terry received $4,650 in sick pay from a disability insurance policy. What amounts are included in Terrys gross income under the following independent circumstances? (Leave no answer blank. Enter zero if applicable.)

d. Terry has disability insurance whose cost is shared with his employer. Terrys employer paid $2,000 in disability premiums for Terry this year as a nontaxable fringe benefit, and Terry paid the remaining $530 of premiums from his after-tax salary Amount Included ??