The cash budget for the first three quarters of the HiCASH 446 company is given below \\( (000 \\) omitted). The company requires a minimum cash balance of \\( \\$ 5,000 \\) to start each quarter. If necessary, the company will borrow money from its bank to maintain this balance. The company will pay no interest in Quarters 1,2 , and 3 . It will repay as much of its borrowings as possible as soon as it has more than \\( \\$ 5,000 \\) in cash in a given quarter. Suppose the company starts the first quarter with no bank debt. How much total bank debt does the company expect to have at the end of the third quarter? Multiple Choice \\( \\$ 39,000 \\) \\( \\$ 50,000 \\) \\( \\$ 3,000 \\) \\( \\$ 14,000 \\)