The concept of Time Value Money is very important in investing. When you have money in your "hand" in todays world, it is worth more than it could be in the future. When you are investing, you have no idea what the future will hold or how much your dollar will be worth. Since money earns interest, it is worth more the earlier that you invest it and can get a return on your investment. In the Prudential commercials, they do a good job demonstrating simple concepts of investing to consumers and educate them on what investing means and how to do it. Financial literacy education is very important to consumers so that they can learn what investing is, how to do it, and how to earn the most from their investment.

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