Two corporate bonds, issued respectively by F Ltd and G Ltd, have the same face value of $10,000 and the same term to maturity of 7 years. F Ltds bonds have a coupon rate of 8% per annum, payable half-yearly, and G Ltds bonds have a coupon rate of 7.8% per annum, payable bi-monthly (that is, every 2 months). Calculate the effective annual return (EAR) on each bond. [Show each answer as a percentage, correct to 2 decimal places.]