What are the benefits of budgeting according to Ramsey: 1. 2. 3 4 Ramsey says, "spend every dollar on paper before the month begins" Describe your method for spending "every dollar on paper" before the month begins. If you are not currently budgeting describe how you could make it a practical reality in your life. (12 points, 250 word minimum). Type Answer here List Ramsey's three car truths: 1. 2. 3. A car purchase is often the second largest purchase a person makes in their lifetime. Describe Ramsey's method for saving and buying cars, and never having a car payment to any finance company: (12 points, 250 word minimum). Type answer here What are the three steps to the debt snowball? 1. 2. 3. Convince your best friend, who is distressed with multiple debts, that the debt snowball would be a great method for eliminating his/her debt load: (12 points, 250 word minimum), Type answer here