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What is the effective annual rate (EAR) of a car loan that is advertised at 6.5% (APR) and paid with quarterly payments? The effective annual

What is the effective annual rate (EAR) of a car loan that is advertised at 6.5% (APR) and paid with quarterly payments?

The effective annual rate (EAR) of the car loan at 6.5% APR with quarterly payments is

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