What is the NPV of a project that costs $14,000 today and another $6,000 in one year, and is then expected to generate 12 annual cash inflows of $3,000 starting at the end of year 4. The cost of capital is 9%. Round to the nearest dollar. [Hint: There are two outflows here, today and year 1. You will need to discount the year 1 cost at the project's discount rate when calculating PV(outflows).