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What is the present value of an ordinary $965 annuity payment over 5 years if the interest rates are 3.5% (assume annual compounding)? $5,174.78

What is the present value of an ordinary $965 annuity payment over 5 years if the interest rates are 3.5% (assume annual compounding)?

"$5,174.78 "
"$4,356.18 "
"$3,543.65 "
"$4,357.03 "
"$4,825.00 "
"$5,173.59 "
"$3,544.52 "

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