Which of the following is a covered person under the medical payments coverage of the personal auto policy (PAP)? Select one: a. a family member of the named insured if struck by an auto while crossing the street b. a pedestrian struck by the named insured's auto c. the named insured while she is operating her car as a taxi d. a carjacker who is involved in an accident after stealing the insured's car No-fault auto insurance in the US may reduce auto costs because Select one: a. it will pay more people, b. large losses will not be paid, c. lawyer fees will increase, d. small claims are taken out of the court