Which statement below applies to the nature of the time value of money? (This question is worth 2 points.) a) Financially, a dollar tomorrow is worth less than a dollar today. b) Generally, people prefer present consumption to future consumption. c) The expectation of inflation could further discount the present value of a series of future cash flows. d) Uncertainties associated with a series of future cash flows could further discount the present value of the series of future cash flows. e) Discounting undoes compounding. f) Denominator discounting of a series of future cash flows enables us to get a sense of todays value of the series future cash flows. g) Mathematically, the denominator exponent is the mechanism used to discount a series of future cash flows. h) Discounting is another way of taking risk into consideration. i) All of the above. j) None of the above