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Why are mortgage products like Section 203(b) One-Family to Four-Family Mortgage Insurance; Section 203(k) Rehabilitation Mortgage Insurance; Section 251 Insurance for Adjustable-Rate Mortgage; and Streamline

Why are mortgage products like Section 203(b) One-Family to Four-Family Mortgage Insurance; Section 203(k) Rehabilitation Mortgage Insurance; Section 251 Insurance for Adjustable-Rate Mortgage; and Streamline Refinance offered by the FHA, and what are their relationships to traditional mortgage products offered by conventional mortgage lenders?

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