You are about to present your investment plan to a client. For the fixed income portion of their portfolio, you have narrowed the choices to two funds. Fund A has a slightly higher return than Fund B because of B's higher MER (the MER is higher because it pays advisors a higher sales commission). The historical returns for the client are within 1% of one another. Which fund should you choose?

		Fund A
		Fund B only after disclosing to the client that it pays you a higher commission
		Fund B only after getting approval from your compliance department
		Fund B