You are currently 30 years of age and intend to retire at age 60 . To maintain your lifestyle in retirement, you will need $100,000 per year for 20 years. The first payment (of $100,000 ) is to be received on your 60th birthday. To prepare for this, you would like to save enough money over the next 15 years to achieve your retirement objective; that is, you want to accumulate the necessary funds by your 45th birthday. You currently expect your investments to earn 12% per year over the next 15 years and 10% per year thereafter. Required a. How much money must you have on your 60th birthday to fund your retirement? b. How much must you accumulate by the time you reach age 45 ? c. What equal, annual amount must you save at the end of each of the next 15 years to achieve your objective, assuming that you currently have $10,000 to meet your goal