You are evaluating two fixed rate mortages with monthly payments. You can buy down the interest rate on one loan by paying discount points which you plan to finance (that is roll into the original loan balance). Calculate the effective APR and EAR on each loan if you pay the loan off early, and the total interst paid on each loan over your holding or borrowing period. Create a data table that summarizes the Holding Period EAR over various holding periods. You are evaluating two fixed rate mortages with monthly payments. You can buy down the interest rate on one loan by paying discount points which you plan to finance (that is roll into the original loan balance). Calculate the effective APR and EAR on each loan if you pay the loan off early, and the total interst paid on each loan over your holding or borrowing period. Create a data table that summarizes the Holding Period EAR over various holding periods