You are now $25$ years old. In $25$ years, you hope to be able to buy a small investment

property currently worth $ $12,000,$ but expected to appreciate at the rate of $-4\%($minus $4$

$\%)$ per year. You plan to make equal monthly payments and the bank if offering you

$6\mathrm{.}75\%$ on your investment. How much should you invest every month to be able to

purchase the property?