. You are the beneficiary of a life insurance policy. The insurance company offers two options for eceiving the proceeds: a lump sum of $50,000 today or payments of $550 a month for ten years. If you an earn 6 percent, compounded monthly, which option should you take and why? A) You should accept the lump sum because the payments are only worth $49,540.40 today. B) You should accept the payments because they are worth $51,523.74 today. C) You should accept the payments because they are worth $53,737.08 today D) You shuld accept the $50,000 because the payments are only worth $49,757.69 today. E) You should accept the $50,000 because the payments are only worth $48,808.17 today