You are trying to plan for retirement in ten years and currently have $100,000 in a savings account and $300,000 in stocks. In addition, you plan on adding to your savings by depositing $10,000 per year in your savings account at the end of each of the next five years and then $30,000 per year at the end of each year for the final five years until retirement. Assuming your savings account returns 7% and your investment in stocks returns 12%, how much will you have at the end of 10 years?