You can either buy a $6,000 Certificate of Deposit which will earn you $6,340 in six months or invest $6,700 in a T-bill that will return $7,000 that in 162 days. Which will give the best annual return and what will the annualized return be? T-bill; 10.01 percent CD; 11.3 percent T-bill; 4.48 percent CD; 5.7 percent