You have decided to buy a used car. The dealer has offered you two options: (FV of $1, PV of $1, FVA of $1, and PVA of $1) a. Pay $630 per month for 25 months and an additional $10,000 at the end of 25 months. The dealer is charging an annual interest rate of 24%. b. Make a one-time payment of $18, 395, due when you purchase the car. a. Determine how much cash the dealer would charge in option (a)