You want to open a checking account with a $500 deposit. You estimate you will write 9 checks a month and use an ATM from other banks about twice a week. Bank A charges $2.10 per check if you drop under a minimum balance of $100, but you can use another banks ATM without a fee. Bank B has free checking but charges $2.10 each time you use another banks ATM. Calculate the difference in fees between the two banks over the course of one year for the following scenarios: (Leave no cells blank - be certain to enter "0" wherever required. Round your answers to 1 decimal place.)

a. Your balance slips below $100 every other month.

b. Your balance slips below $100 every other month, but you are now able to pay a bill online each month, dropping the number of checks you have to write to eight monthly. You also find you are only using the other banks ATM about once a week.

c. You maintain a minimum balance of $500, write five checks a week, and use another banks ATM only about once a month.