You're saving for retirement. You think you need an income of $80,000 per year for 30 years after retirement and you have 40 years to go until retirement (i.e., you need your first retirement payment exactly 41 years from today). How much money would you need to have saved today (rounded to the nearest hundred) to not need to contribute any more money for the next 40 years if the interest/investment rate is 8% both before and after retirement?