$[10$ points$]$ Below is partial output from a monthly discrete cash flow model. Interest rates are stated as monthly effective interest rates. Cash flows occur at the beginning of the period.

$\backslash$table$[[$Month$,$Monthly Interest Rate,BOP Cash Flow,BOP PV$($CF$)],[$Jan $2024,0\mathrm{.}96\%,Y,69,043\mathrm{.}68$