95) Most long-term care policies require the insured to be unable to perform one or more activities of dally living (ADLS) without assistance. Which of these is included? A) Eating B) Dressing C) Exercising D) Walking E) A, B, and D are included. 96) Which of the following is a way for consumers to keep their automobile insurance rates down? A) Improve their driving records. B) Lower their deductibles. c) Consider only high-quality insurers. D) Both A and C