A customer intends to avail mortgage finance facility from a bank. Customer's annual salary is Rs.1,200,000 only. Rental income average for last two years is Rs.15,000 per month while bonuses have averaged Rs.90,000 annually. Bank's policy is to include 90 % of last two years average income in calculations of total income. Expense of the customer is Rs. 50,000 per month. Already availed facilities include: Credit Card Limit Rs. 500,000 Monthly Commitment Rs. 30,000 State whether the customer meets the debt burden criteria or not. If yes, what is the monthly amortization payments that can be made and whether the banks would finance mortgage facility