Americans receive an average of 20 Christmas cards each year. Suppose the number of Christmas cards is normally distributed with a standard deviation of 7. Let X be the number of Christmas cards received by a randomly selected American. Round all answers to 4 decimal places where possible.

a. What is the distribution of X? X ~ N(,)

b. If an American is randomly chosen, find the probability that this American will receive no more than 21 Christmas cards this year.

c. If an American is randomly chosen, find the probability that this American will receive between 19 and 24 Christmas cards this year.

d. 61% of all Americans receive at most how many Christmas cards? (Please enter a whole number)