Question
Annuta and Ignas Haurilick live in a four-bedroom, two story home located on a 1.5 acre lot in suburban Philadelphia. They have insured their home
Annuta and Ignas Haurilick live in a four-bedroom, two story home located on a 1.5 acre lot in
suburban Philadelphia. They have insured their home and its contents with an HO-03 policy.
They have $200,000 coverage on their dwelling, which is the dwellings current replacement
cost, $200,000 on other structures, $100,000 on personal property, and $40,000 for loss of use.
There is a $400 deductible.
The Haurilick family has insured both their Buick LeSabre and their Lincoln Continental under a
personal auto policy (PAP). The Haurilick familys PAP has the usual collision coverage, the
usual Section II liability coverage, auto medical payments coverage, and both uninsured and
underinsured motorists coverage
Which of the following statements concerning the medical payments coverage for Annuta and Ignas under the familys PAP is (are) correct? (1) They are covered while occupying an owned covered auto. (2) They are covered when, as pedestrians, they are struck by a vehicle designed for use on public roads. (3) They are covered while occupying a non-owned auto.
Group of answer choices
(1) only
(2) only
(1) and (2) only
(2) and (3) only
(1), (2), and (3)
Step by Step Solution
There are 3 Steps involved in it
Step: 1
Get Instant Access to Expert-Tailored Solutions
See step-by-step solutions with expert insights and AI powered tools for academic success
Step: 2
Step: 3
Ace Your Homework with AI
Get the answers you need in no time with our AI-driven, step-by-step assistance
Get Started