I am striving for your advice. I understand that Social Security $($SS$)$ has changed their rules and payouts recently. I am trying to decide when it would be best for me to file for SS benefits. So I would like for you to access the SS website and decipher the information it contains. Simplify the information and add to your report what they are saying in laymen English.

Then, using some of the functions we have learned so far, calculate when it would be best for me to apply for benefits. Look at the payouts at $62,65,70,72$ or $75.$ Assume I was born in Febuary of $1960.$ Explain your recommendation.