Lab 4-3 Part 2 Objective Questions (LO 4-2)

OQ1. What percentage of loans have a 36-month term?

OQ2. Do most of the borrowers own homes, have a mortgage, or rent?

OQ3. Which period has the most nonvolatile volume of loans, January to June or July

to December?

OQ4. Do borrowers with a high debt-to-equity ratio tend to have larger loans or

smaller loans?

Lab 4-3 Part 2 Analysis Questions (LO 4-2, 4-3)

AQ1. What might explain the pattern of loans in the second half of the year?

AQ2. What are some additional ways you could slice loans that would be useful to

lenders as they evaluate collectability of loans?

AQ3. What other patterns or values stand out in this dashboard?