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Mare 30 Borrow or pay cash for an asset Personal Finance Problem Bev and John Cox are set to move into their first apartment They

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Mare 30 Borrow or pay cash for an asset Personal Finance Problem Bev and John Cox are set to move into their first apartment They visited Northetty Furniture looking for a dining room table and buffet. Dining room sets are typically one of the more expensive home furnishing kems, and the store offers financing arrangements to customers. Bev and John have the cash to pay for the furniture, but it would definitely deplete their savings so they want to look at all their options The dining room set costs $13.500 and Northerly Furniture offers a financing plan that would allow them to either (1) put 22% down and finance the balance at 43% annual interest over 48 months or (2) receive an immediate $450 cash rebate, thereby paying only $13.050 cash to buy the furniture Bev and John currently cam 17% annual interest on their savings a. Calculate the cash down payment for the loan b. Calculate the monthly payment on the financed amount. (Hint Treat the current loan as an annuity and solve for the monthly payment) c. Calculate the initial cash outlay under the cash purchase option. Do not forget to reduce the cash price by the cash down payment forgone on the loan (parta) d. Assume that they can earn a simple interest rate of 1.7% on savings, what we Bevand John give up fopportunity cost over the years they pay cash? e. What is the cost of the cash alternative at the end of 4 years? 1. Should Bevand John choose the financing of the cash alternative? The cash down payment is (Round to the nearest cent) b. The monthly payment is $(Round to the nearest cent) c. The incremental initial cash outlay under the cash alternative is $Round to the nearest cent) 4. Given that they can earn 17% on savings, the amount Bev and John give up opportunity cost over the years they pay cash is $ Round to the nearest cent) .. The cost of the cash alternative at the end of 4 years is sound to the nearest cent) 1. The cost of the financing sternative at the end of 4 years is $Round to the nearest cont.) Note Cost of the financing alternative 48 months x Monthly payment That the child take the varom the man Enter your answer in each of the tower boxes

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