Personal automobile policy coverage. Brando poli Dougherty has a personal automobile on (PAP) with coverage of $25,000/$50,000 for b ily injury liability, $25,000 for property damage liability, $5,000 for medical payments and a $500 deductible for collision insuranc How much will his insurance cover in each of the following situations? Will he have an out-of-pocket costs?

a. Brandon loses control and skids on ice, running into a parked car and causing $3,785 damage to the unoccupied vehicle and $2,350 damage to his own car.

b. Brandon runs a stop sign and causes a serious auto accident, badly injuring two.