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Rest Easy Homes is an age fifty-five-and-over community of attached homes in clusters of two to six homes with a clubhouse and pool, and has

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Rest Easy Homes is an age fifty-five-and-over community of attached homes in clusters of two to six homes with a clubhouse and pool, and has an assisted living and skilled nursing care facility within the grounds of the community. The residential units and the clubhouse and pool are a combined ownership real estate development project designated as a planned unit development. The plan documents and bylaws stipulate that unit owners and association interests are to be based on a bare-walls concept. The homeowners association is responsible for insuring the common property and property outside the bare walls of each unit. The Rest Easy homeowners association sponsors a quarterly hobby show in its clubhouse. At its November show, a fire broke out in the clubhouse kitchen that caused damage to the clubhouse walls, ceiling, and kitchen appliances. In addition, some of the unit owners who had provided their own tablestand screens in the adjacent activity room to help organize the show suffered damage to their property: a. Describe which of the specialized commercial property coverage forms provides coverage for this hypotherical loss of property. Describe which property provision of the Condominium Association Coverage Form would cover the clubhouse damages and appliance damages. c. Describe which property provision would cover the unit owners' property damage

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