Suppose two firms want to borrow money from a bank for a period of one year. Firm A has excellent credit, whereas Firm B's credit standing is such that it would pay prime + 2 percent. The current prime rate is 6.56 percent, the 30-year Treasury bond yield is 4.34 percent, the three-month Treasury bill yield is 3.51 percent, and the 10-year Treasury note yield is 4.19 percent. Now suppose that Firm B decides to get a term loan for 10 years. What is the loan rate for the firm? Firm B's loan rate % How does this affect the company's borrowing cost? Company's borrowing cost will