The following statements describe situations in which insurance sales representatives engaged in generally prohibited sales practices. Select the answer choice that describes a prohibited sales practice known as misappropriation of funds.Mary Chase misrepresented the benefits of a life insurance policy by telling a potential customer that the policy illustration shows how the policy will perform in the future.Lucas Langley advised a customer to surrender her life insurance policy and use the cash value to buy another policy, even though the policy replacement was not in the customers best interest.Natalie Milam induced a customer to purchase an annuity contract by offering to pay the customer a portion of her commission on the sale.Juan Garcia accepted a cash premium payment from a customer and deposited the money in his personal bank account to cover a short$-$term deficiency until he received a commission check.