The most recent banking crisis happened in March 2023, when three small and medium-sized banks in the U.S. failed. Among the banks that collapsed was Silicon Valley Bank (SVB). As reported in a Bloomberg Law article (Pollard, 2023), SVB was founded in 1983 and the bank had about US\\$209 billion in total assets and about US \\( \\$ 175.4 \\) billion in total deposits at the end of 2022. It is important to note that there are usually several factors (both internal and external) that can cause a firm to enter into administration, which are not related to the audit quality. In relation to SVB. Professor Ramasastry (2023) from the University of Washington provided insights into why SVB failed and why bank failures are difficult to predict (see references below for the link). However, in cases where the client company fails, Kadous (2000) finds that the auditor is more likely to be found \"guilty\" even when they provided higher-quality audits. This points to the expectation gap relating to audits of financial reports. With reference to the collapse of SVB: i. Identify 3 stakeholders relevant to SVB. Elaborate on why they would be considered stakeholders. ii. Discuss the main causes of the expectation gap among the stakeholders relating to going concern in the audit of SVB's financial reports. iii. Elaborate on what can be done to narrow the expectation gap identified in part ii above among SVB's stakeholders