Valerie has decided to contribute to a savings program. She can open a traditional $401($k$)$ or a Roth $401($k$)$ and has determined that she can afford a $$14,400$ contribution. Valerie$$s salary is $$106,500$ per year, and she is in the $32\%$ tax bracket.

If Valerie decides to go with a traditional $401($k$),$ her contribution amount will be $\_\_\_\_\_\_\_\_\_\_\_\_$$

$.$

And the amount offset via a reduced tax bill will be $\_\_\_\_\_\_\_\_$$

$.$

If$,$ instead, Valerie decides to go with a Roth $401($k$),$ her contribution amount will be $\_\_\_\_\_$$

And the amount offset via a reduced tax bill will be $\_\_\_\_\_\_\_\_$$

Assuming all the same facts, suppose that Valerie decides to open both $401($k$)$ plans, splitting what she can afford to contribute equally between both plans.

Under this scenario, Valerie$$s contribution amount will be$\_\_\_\_\_\_\_\_\_$$

And the amount offset via a reduced tax bill will be $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$$

When Valerie retires, which plan$$s monies will she be able to exclude from taxable income?