Which of the following reasons for considering$$ long$-$term loans inherently more risky than

shortminus$$term

loans is most$$ accurate?

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Part $1$

A$.$

There is a greater chance that inflation may fall in a longer time frame.

B$.$

Longminus$$term

loans typically have ongoing costs that accumulate over the life of the loan.

C$.$

The penalties for closing out a long term loan early make them unattractive to many investors.

D$.$

The loan values are very sensitive to changes in market interest rates.