You are contributing money to an investment account so that you can purchase a house in five years. You plan to contribute six payments of $3,000 a year--the first payment will be made today (t = 0), and the final payment will be made five years from now (t = 5). If you earn 11 percent in your investment account, how much money will you have in the account five years from now (at t = 5)?

a. $19,412

b. $20,856

c. $21,683

d. $23,739

e. $26,350