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3. A deposit of 500 is made in an account that earns a monthly effective interest rate of 2j for the first two years and

3. A deposit of 500 is made in an account that earns a monthly effective interest rate of 2j for the first two years and a quarterly effective interest rate of 3j thereafter. If the accumulated values at the end of years 3 and 8 are 538 and 574 respectively, find the accumulated value at the end of ten years. (10 points)

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