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Hi can someone please solve #'s 6 &7 and show work. Thanks!! Carmella Estevez has a homeowner's insurance policy with $100,000 of liability insurance. She

image text in transcribedHi can someone please solve #'s 6 &7 and show work. Thanks!!
Carmella Estevez has a homeowner's insurance policy with $100,000 of liability insurance. She is concerned about the risk of lawsuits because her property borders a neighborhood will Carmella's yearly premiums change as a result of increasing her liability coverage? Jerry Carter's home is currently valued, on a replacement cost basis, at $315,000. When he last checked his policy, his home was insured for $235,000, and he did not have an inflation guard endorsement. If he has a $25, 500 claim due to a kitchen fire, how much will his homeowner's insurance policy pay? How much will he be paid if his home is totally destroyed? In order full replacement coverage, how much insurance should jerry carry- on his house? Carmen Viewers lost everything to a fire and has spent the last 8 weeks living in a motel room at a cost of $4, 500. Her dwelling, which was destroyed as a result of a lighting strike, was insured with an HO-2 policy for $280,000. Prior to the loss, her home was valued at $300.000, her detached garage and pool house were valued at $38,000, and her personal property had an actual cash value of $91,000. To make matters worse, she sustained $10,000 in injuries while trying, unsuccessfully, to save her three Greyhound dogs valued at $6,000 each. How much of her total losses and expenses will be reimbursed if she has a $1,000 deductible? Larry Simmons has split-limit 100/300/50 automobile liability insurance. Several months ago Larry was in an accident in which he was found to be at fault. Four passengers were seriously injured in the accident and were awarded $100,000 each because of Larry's negligence. How much of this judgment will Larry's insurance policy cover? What amount will Larry have to pay out of pocket? Bill Buckely has split-limit 25/50/10 automobile liability insurance on his 2008 Subaru. Driving home from work in a snowstorm, he hit a Mercedes, slid into a guardrail, and knocked down a telephone pole. Damages to the Mercedes, the guardrail, and the telephone pole were $8, 500, $2,000, and $4, 500, respectively. How much will Bill's insurance company pay? How much will Bill be required to pay directly? Jessica Rails is purchasing a condo and is shopping for an HO-6 policy. Her auto insurer quoted her an annual rate of $550. However, if she insures both her condo and her car with the same company, the insurer will give her an additional 8 percent discount on her HO-6 policy and a 10 percent discount on her $1, 200 annual auto premium. By how much will this reduce Jessica's premium? In addition to the discount, what are other advantages of purchasing both and homeowner's insurance with the same company

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