You invested $95,000 in a mutual fund at the beginning of the year when the NAV was $81.18. At the end of the year the fund paid $.41 in short-term distributions and $.58 in long-term distributions. If the NAV of the fund at the end of the year was $83.15, what was your return for the year? (Negative answer should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)

Return for the year

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