When a company has a financial leverage ratio (total assets/total equity) close to 1 to 1 (select the best answer):

A/ The company is mainly using borrowings to finance its operations

B/ The return to shareholders is possibly lower than it would be if the leverage ratio was higher

C/ Banks would be more likely to give a loan to the company since the debt is low and the return to shareholders is possibly lower than it would be if the leverage ratio was higher

D/ Banks would be more likely to give a loan to the company since the debt is low